A typical six (or seven, if you add meat) layer dip.  The only thing I really did differently was to heat up and season the refried beans so they were a little less…canned. 🙂  And I made the guacamole from scratch.  One of my favorites!  We had this at our New Years Eve party.

• 1 can Refried Beans
• Hot Sauce, To Taste
• Ground Cumin, to taste
• 1 bag Grated Sharp Cheddar Cheese
• 1 cup Sour Cream
• 1 cup Guacamole (I just made a whole batch, probably closer to 2 cups)
• 1 bagMonterey Jack Cheese
• 1 can Black Olives
• 1 cup Pico De Gallo

If you want to add some seasoning to the beans, empty the can into a small saucepan and heat over medium with some ground cumin and hot sauce of choice.  It will definitely make it a bit more flavorful.

Spread the beans on the bottom of a glass bowl or high-sided dish. Over this sprinkle the sharp cheddar.  Next, spread sour cream into a single layer, being careful not to disturb the cheese underneath.

The next layer is the guacamole. Spread it over the sour cream. Follow this with a layer of Monterey Jack Cheese and a nice sprinkling of chopped black olives. Lastly place the pico.